Broadwood News

Attractive Returns with Alternative Assets

We are delighted to be able to offer access to a new alternative asset investment product providing fantastic rates of return. It is only available for high net worth, sophisticated investors, so you must be able to sign a declaration showing you earn over £100,000 per annum or have over £250,000 of unencumbered assets, excluding your main residence. As this is tailored to the high end of the market, the minimum investment is £100,000.

The investment is fully recognised by the FCA and has capital assurances with net growth of 8% p.a. The Investment Manager has targeted returns at 12% p.a. (1% per month) with a minimum annual return of 8% as previously stated.

The investment term is just 14 months but you have the flexibility to leave the monies invested indefinitely. It also has the flexibility to roll up returns or take an income each quarter.

This product is unique in the marketplace, offering fantastic rates of return on capital.   For further details, please contact Tim Beck at Broadwood Assets Limited.

Circus Starr

For the 2nd year running Broadwood Assets Ltd are proud to be supporting Circus Starr to enable 6 children to enjoy a trip to the circus. Circus Starr is an independent charitable organisation that supports disadvantaged children across the UK in providing opportunities for them and their families to share an enjoyable time together free of charge. In our opinion a truly worthy cause!

Guaranteed Returns with Alternative Assets

We are delighted to be able to offer access to a new alternative asset investment product providing fantastic guaranteed rates of return. It is only available for high net worth, sophisticated investors, so you must be able to sign a declaration showing you earn over £100,000 per annum or have over £250,000 of unencumbered assets, excluding your main residence. As this is tailored to the high end of the market, the minimum investment is £100,000.

The investment is fully regulated and has a cast-iron capital guarantee (fully insured through Lloyds) with net growth of 8% p.a. The Investment Manager has targeted returns at 12% p.a. (1% per month) with a minimum annual return of 8% as previously stated.

The investment term is just 14 months but you have the flexibility to leave the monies invested indefinitely. It also has the flexibility to roll up returns or take an income each month.

This product is unique in the marketplace, offering fantastic rates of return with a cast-iron guarantee on capital, in a fully regulated investment environment. For further details please contact Tim Beck at Broadwood Assets Limited.

Pension Changes in 2015

New rules came into force on 6th April this year giving freedom to access pension benefits from age 55.

Whilst these changes are to be welcomed we would strongly recommend that anybody contemplating taking benefits from a pension takes full advices from an IFA beforehand as there are many pitfalls to watch out for.

There is a misconception that most of the pension is paid out tax-free. The only element paid out tax-free is 25% of the fund value with any residual drawings being taxed as income. If the whole of the pension were to be taken in April then this would result in a hefty tax bill. The personal allowance for 2015/16 is £10,600 but this is for the whole of the tax year so the only tax free element of this in April, would be £833.33 – anything over this would be taxed.

Likewise, the amount of income which could be taken at the higher rate tax paid at 40%, is £31,785 for the year. This equates to just £2,648.75 for April. Therefore, any pension drawn in April over £3,482.08 would be liable to higher rate tax. Whilst this could be reclaimed on a tax return, this could take some time to recoup from HMRC.

As previously stated, it isn’t straight forward and rather than leave yourself with an unexpected tax bill, it would be better to seek out advice from an IFA or Accountant. AUTHOR: Tim Beck

Broadwood Assets Ltd proudly supports Circus Starr

We are proud to be donating tickets to enable 6 children to go to the Circus Spring Tour at Witton Park, Blackburn. Circus Starr is a worthy not-for-profit organisation helping raise funds for local charities whilst providing free circus seats for thousands of disadvantaged, disabled or vulnerable children. We are sure the children will have a wonderful day out!


HIGHLIGHTS

EXTENSIVE

EXPERIENCE

8-12%

TYPICAL RETURN

BESPOKE

INVESTMENTS